Simple Personal Budget Template

Now, one cannot overlook the importance of financial planning in daily life. As inflation is gradually squeezing the means of living, taking care of your financial aspects is inevitable. In this manner, budgeting is the only option that can help you in the long run. It has the capability of financial management and leads to a more responsible life. Therefore, to help our viewers achieve financial freedom, we have crafted a simple personal budget-free Google Sheet template. To learn the ropes and understand the features of this template and how it works in real-life financial situations, keep reading the post till the end.

Design Components

When it comes to highlighting the design component of this template, it encompasses an eye-catching blend of cyan-blue and moonraker colors. Moreover, we have used Alex Brush and Calibri fonts for the text, which makes the default details prominent on this worksheet.

Here, we are going to provide you with a comprehensive breakdown of this personal budget template. So, there would be no confusion or ambiguity left in your mind about using this budgeting tool. Furthermore, we have split this spreadsheet into three sections that make the vertically designed budget template more readable and useful.

First Section

The first section of this editable design contains a modern title on the colored background, along with a horizontal line specifying the month and year. Next to this, you can find the customizable income table for creating a list of budgeted and actual income sources. Most importantly, spreadsheets will make calculations and sum and variance of estimated and actual income.

Second Section

However, the second and middle section of this budget sheet is allocated for recording personal expenses. For efficient expense tracking, we have further divided this segment into the fixed and variable categories. It will then streamline the process as you can input details of fixed and variable expenses in budget and actual columns with concise descriptions. The last row of each expense table will produce a sum using default formulas. That’s how you will get the big picture of your spending patterns.

Third Section

In this section, you will see a pre-organized summary table consisting of three columns and multiple rows. This table will automatically update figures and bring the outcome to the last row of the table in the form of a net balance. As a result, it will keep your eye on the ball and guide you to make necessary adjustments in your budget and spending habits to avoid running out of financial resources. In addition, at the bottom of the third section, there is a note section placed so you can jot down vital information about personal expenses, incomes, or other financial aspects that keep you on the right track.

Personalization

This template offers quick personalization features. Once you click on the edit online button, you will get online access to the Google Doc editor. Over there, you can immediately add or edit any part of the template and include personalized sections that best suit your needs. So, hurry up and download this pre-made simple personal budget template to live a stress-free financial life.